Where can I find information about the American Rescue Plan Act as it relates to healthcare and health insurance?
On March 11, 2021, the American Rescue Plan Act of 2021 (ARPA), H.R. 1319, was enacted into law. The full text of ARPA as enacted is available on Congress.gov (please note that it is a long bill and can take a few minutes to fully load in some browsers). The Law Library of Congress has prepared a series of resource-driven FAQs to assist researchers with questions about ARPA. All FAQs in this series share the topic “ARPA FAQS.”
These FAQs are for reference and informational purposes only and do not constitute legal advice. They are not statements on behalf of the United States Congress and do not represent the official opinion of the United States Government. To understand how ARPA may affect an individual, household, business, or other body, researchers must review the act itself.
These FAQs are for reference and informational purposes only and do not constitute legal advice. They are not statements on behalf of the United States Congress and do not represent the official opinion of the United States Government. To understand how ARPA may affect an individual, household, business, or other body, researchers must review the act itself.
ARPA includes provisions to expand health insurance options for the uninsured and people with lower and moderate incomes. Health-insurance related relief includes:
- Incentives for states to adopt the Affordable Care Act’s Medicaid expansion (section 9814);
- Medicaid and CHIP coverage of COVID-19 vaccines and treatments, without cost-sharing (sections 9811 and 9821);
- COBRA premium subsidies for people who have lost employer-sponsored insurance (section 9501);
- Expansion of premium tax credit (PTC) for individuals who purchase health insurance in the marketplace (sections 9661-9663); and
- Free marketplace insurance for certain individuals collecting unemployment in 2021 (section 9663).
The following online resources are available for researchers with questions about ARPA and healthcare or health insurance:
- Fact Sheet: The American Rescue Plan – Health and Human Services
- Marketplace Coverage & Coronavirus – HealthCare.gov
- The American Rescue Plan Act of 2021 (ARPA; P.L. 117-2): Title IX, Subtitle G—Tax Provisions Related to Promoting Economic Security – Congressional Research Service
- American Rescue Plan Act: Health Coverage Provisions Explained External – Georgetown University Health Policy Institute
Additional resources may be added to this FAQ when/if sites are updated to reflect ARPA.
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Last Updated: Apr 02, 2021
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